Islamic Structured Deposit
Gold & Oil Linked Investment
Gold & Oil linked Investment is an 18 month investment product, which is 100% principal protected. Apart from benefitting from a guaranteed coupon, the Investor can also earn a higher coupon if the performances of the underlying are positive on maturity.
|Underlying||Gold & Oil|
|Payout at Maturity||If both Gold and Oil performances are positive at maturity, meaning both Gold and Oil levels in 18 months are higher than the Initial level, Client will receive a Coupon of 5.00%, (equivalent to 3.67% p.a) else Client will receive 1.00% only , plus 100% of initial investment.|
|Transparency||Unlike Funds linked product, client can check the underlying levels in any website (Gold and Oil) and calculate the product performance himself.|
- Ideal for investors who have a positive view on Gold & Oil.
- Shorter term investment.
- Guaranteed coupon.
- 100% Principal is protected.
- Investor may end up with only his principal amount on maturity.
- 100% principal is protected only in case the investment is held to maturity.