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Ready Property Finance

Ready Property Finance

Home Finance to suit your every need

Noor Bank offers a complete and comprehensive range of Home Finance solutions that are tailored to suit your property needs. If you wish to move into a ready property chosen by you or finance a ready property for investment purposes, Noor Home Finance opens up a world of options to facilitate your transaction.


  • 'Avail now, pay later' option available whereby the first instalment starts after 2 months
  • Attractive pricing
  • Finance up to AED 25 Million for ready and off-plan properties
  • Finance up to 80% for UAE nationals & 75% for expats for ready properties
  • Tenor of up to 25 years
  • Life and property takaful bundled with Home Finance
  • A wide range of approved developments to choose from
  • Additional finance available for property transaction related costs.


  • UAE Residents: UAE nationals and all expatriate nationalities
  • Non-residents : Residents of GCC countries, a wide range of G20 countries, Pakistan and Singapore.
  • Salaried: Minimum Salary requirement of AED 10,000 per month, No salary transfer required
  • For Self-employed: Average Credits of AED 50,000 per month
  • Minimum Age for all primary applicants is 23 years
  • UAE Nationals: Maximum Age at maturity for 70 years
  • Expatriates: Maximum Age at maturity for Salaried is 65 years, and Self employed is 70 years

Documents Required for Initial Approval (Pre-approval)

  • All Identification documents
  • Income documents:

Salaried Customers

  • Original Salary Certificate
  • Original/Copy of Payslips (if required)
  • Last 3-6 months Personal Bank Statements, depending on employer profile

Self-Employed Customers

  • Copy of Valid Trade Licensee
  • Last 3 months Personal Bank Statements
  • Last 6 months/ 12 months Company Bank Statements
  • Copy of 2 years audited financials

Documents Required for Final Approval

  • Copy of Title Deed or Sale Purchase Agreement
  • Copy of Down Payment Receipts
  • Copy of MOU in case of property resale transaction
  • Copy of POA (if any), dated not older than 2 years from date of application

Note: Additional documentation may be requested by the Bank on a case to case basis

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