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Earn, redeem and load points every time you shop at Aswaaq community stores with your wafa Card. Also get up to 11% cash back on your purchases.

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Monthly amount spent at aswaaq (AED) Cash back with wafa
Less than 1,500 2%
1,501 – 3,000 5.5%
More than 3,000 11%


  • Credit Shield: Get Takaful protection for the outstanding balance on your card, in case of unforeseen events such as permanent total or partial disability, death or involuntary loss of employment.
    A nominal charge will be levied on the total outstanding balance every month. The cover starts automatically from the date of subscription and you can cancel it at any time.
  • Online Banking: Use Online Banking to check your card statement and make payments
  • SMS Notification: Get SMS alerts on your mobile phone for all transactions (registration required)
  • Security: Latest chip & PIN card technology ensures superior levels of safety, both at home and abroad
  • Payment Period: Get an extended payment period of up to 51 days
  • Revolving Balance: Pay the minimum amount due each month to revolve your balance
  • Global Acceptability: Use your card at over 35 million outlets worldwide that use chip & PIN technology
  • Cash Withdrawal: Withdraw cash from all our branches in the UAE, and at designated ATMs globally
  • Cheque against card: We offer the convenience of a cheque from your credit card (Rewards Card / Best Rate Card) to pay school fees, rent etc., when a credit card is not accepted by the service provider. You can avail this facility though our Contact Centre by following a few steps as mentioned below:
    • Call the contact Centre – 800 6667
    • Requests to issue a cheque against your Credit Card (Limit up to Cash withdrawal amount)
    • If funds not available after taking the request, you will be informed by the bank.
    • Cheques will be either couriered  or sent to branch within 3 working days


Terms & conditions apply

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